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'Bankruptcy' the term that can raise the goose bumps of almost
every individual who hears it and even a nervous breakdown to
those who confront it. Bankruptcy stands for the situation when
a person runs into huge debts and there is hardly any money left
with him to repay those debts. The clouds of bankrupt situation
can hover over anybody's life be it a successful business man
who has never ever fathomed it or any greenhorn entrepreneur who
had thought of going a long way ahead.
There are several reasons behind this insolvency-
Indebtedness-people usually take big loans from the banks and
private companies in order to run successfully Click here to read more from this article
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In 2004, 1,562,174 Americans sought protection from creditors through bankruptcy court - a per capita rate over ten times higher than during the worst years of the Great Depression! According to the Consumer Federation of America, in 2003 alone over 9 million consumers made initial calls with a credit counseling agency and in 2004 close to 2 million consumers were actually enrolled in varying types of assistance plans. These numbers clearly indicate that personal debt in the United States is higher than it has ever been and financial stress is very much a reality for millions of Americans, across all Click here to read more from this article
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