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Getting a 2nd mortgage loan or home equity loan after a bankruptcy is workable. However, loan applicants should be aware of certain disadvantages to bad credit loans. A bankruptcy is destructive to credit scores. In reality, many financial experts discourage bankruptcies. Those who file Chapter 7 or Chapter 13 are subjected to higher finance rates on homes, cars, etc. Before applying for a 2nd mortgage, know what to expect and understand the basics of getting a reasonable rate. Expect Higher Finance Fees or Interest Rates After a bankruptcy, many people are hesitant to apply for credit. They expect higher rates, which will also increase monthly payments. However, obtaining new credit accounts is crucial
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Video: Gingrich hoping for competitive finish in Nevada
Despite the odds, Newt Gingrich is still hoping for a competitive finish in Nevada, especially among conservatives displeased with the notion of a Romney nomination. Chip Reid reports on Gingrich's Nevada strategy.
Sat, 04 Feb 2012 17:12:45 -0800

Video: With Nevada win likely, Romney looks ahead
Mitt Romey is expected to win the Nevada caucuses -- and win big -- giving him three of the first five states to vote. As Jan Crawford reports, that advantage is allowing Romney to get a head start campaigning in the states that are coming up.
Sat, 04 Feb 2012 17:10:55 -0800

Video: How will Nevada caucus results impact GOP field?
With GOP presidential candidate Mitt Romney expected to snag an easy win in the Nevada caucuses, what will Nevada's results mean for Romney's future and the rest of the Republican candidates? Nancy Cordes speaks with CBS News political director John Dickerson.
Sat, 04 Feb 2012 17:14:36 -0800



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Deciding to file for bankruptcy is a decision that should not be taken lightly. Too many people opt for this decision before finding out what other alternatives are available to them. Filing for Bankruptcy should be your last resort if possible. We have listed some alternatives for you to consider below:Make a SettlementIf the debit you owe is manageable and will not hinder your everyday living and finances it is best to try and pay it in full or to call and make settlement arrangements with the creditor. While borrowing money to pay off your debts may seem like
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