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chapter 7 bankruptcy law
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Bankruptcy Overview
Bankruptcy, when you come right down to it, is the process that
enables those who are unable to pay their debts get a fresh
start. It allows for some or all of these debts to be discharged
or reorganized. Individuals or businesses may file bankruptcy.
This enables you to clean the slate and get a 2nd chance with
your finances. In most instances, bankruptcy provides a fair
method for compensating your creditors as well.
The bankruptcy process need not be your worst nightmare.
However, there are certain requirements that must be met. You
will be required to file a list of all of your outstanding debts
and
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The Basics
I know most of you know about bankruptcy, for those of you that
do not, here are some basics. Generally, filing bankruptcy
allows people who are having financial difficulties to wipe out
their debts, which can provide them with a fresh financial
start. There are several events that can take place to force
people to take the path of filing for bankruptcy. Some events
may include divorce, unemployment, lawsuits, foreclosures and
credit card debt.
Bankruptcy serves two main purposes. It gives creditors a fair
share of the money that debtors can afford to pay back and it
gives debtors a fresh start. There are two ways in which
bankruptcy
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