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A 2nd mortgage loan after a bankruptcy is possible in as little as two years. Refinancing your mortgage can help you make needed home improvements or pay off high interest debt. Refinancing with adverse credit history requires savvy shopping on your part to ensure that you get a reasonable 2nd mortgage loan.Building Good CreditAfter a bankruptcy, take the next two years to rebuild your credit history. By making regular payments and building up cash reserves through a savings account or saving bonds, you will put yourself in a better position to refinance your home.Sub Prime BrokersYour credit report will list
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Debts that can't be wiped out in bankruptcy
In last week's column, I discussed some common debts that could be eliminated in a bankruptcy filing. To keep it even, I'd like to talk this week about some debts that can't be discharged in bankruptcy. ...
Tue, 31 Jan 2012 00:00:58 -0800

Which debts can be discharged in bankruptcy?
Dear Bankruptcy Adviser,I have debts in the form of credit cards, material to suppliers, a car wreck (I was not insured and it was my fault) and a truck repo. Most of these creditors have judgments against ...
Tue, 24 Jan 2012 01:36:47 -0800

Schwilm Law Firm Moves to a New Location in Charlotte
The bankruptcy attorneys at Schwilm Law Firm, PLLC have relocated to a new office to better serve clients in North CarolinaCharlotte, NC (PRWEB) January 26, 2012 Schwilm Law Firm, PLLC is pleased to announce the opening of its new office, from which the firm will continue to serve bankruptcy law clients in Charlotte. After spending the previous 14 years serving clients from their office on ...
Thu, 26 Jan 2012 00:13:17 -0800



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Bankruptcy Overview Bankruptcy, when you come right down to it, is the process that enables those who are unable to pay their debts get a fresh start. It allows for some or all of these debts to be discharged or reorganized. Individuals or businesses may file bankruptcy. This enables you to clean the slate and get a 2nd chance with your finances. In most instances, bankruptcy provides a fair method for compensating your creditors as well. The bankruptcy process need not be your worst nightmare. However, there are certain requirements that must be met. You will be required to file a list of all of your outstanding debts and
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