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In 2004, 1,562,174 Americans sought protection from creditors through bankruptcy court - a per capita rate over ten times higher than during the worst years of the Great Depression! According to the Consumer Federation of America, in 2003 alone over 9 million consumers made initial calls with a credit counseling agency and in 2004 close to 2 million consumers were actually enrolled in varying types of assistance plans. These numbers clearly indicate that personal debt in the United States is higher than it has ever been and financial stress is very much a reality for millions of Americans, across all
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Find New Bankruptcy Law - 2005 Bankruptcy Law Changes legal information and lawyers at FindLaw.
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Below you will find an overview of the new federal consumer bankruptcy law, a checklist of key changes, answers to frequently-asked questions, and more. ...
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All debtors will have to get credit counseling before they can file a bankruptcy case. And, because the law imposes new requirements on lawyers, ...
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Fails To Protect Consumers, Report Finds
Jul 22, 2008 ... New Bankruptcy Law Hurts Consumers and Lenders, Report Finds ... New Bankruptcy Law Tightens Rules, Adds Paperwork ...
Fails To Protect Consumers, Report Finds
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Bankruptcy Law Reform. Are you eligible to file Chapter 7? New Bankruptcy Code, Law.
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According to the American Bankruptcy Institute "household debt is at a record high relative to disposable income." The Administrative Office of the U.S. Courts reported that the number of filings for the year ended March 31, 2003 "exceeded 1.6 million for the first time in any 12 month period," a 15.1 percent increase from the previous year.
There are two basic types of personal bankruptcy: Chapter 7 and Chapter 13. Chapter 7 Bankruptcy and Chapter 13 are legal proceedings that are available to a person to cope with a financial crisis. Personal bankruptcy must be filed in a
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