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Getting a 2nd mortgage loan or home equity loan after a bankruptcy is workable. However, loan applicants should be aware of certain disadvantages to bad credit loans. A bankruptcy is destructive to credit scores. In reality, many financial experts discourage bankruptcies. Those who file Chapter 7 or Chapter 13 are subjected to higher finance rates on homes, cars, etc. Before applying for a 2nd mortgage, know what to expect and understand the basics of getting a reasonable rate. Expect Higher Finance Fees or Interest Rates After a bankruptcy, many people are hesitant to apply for credit. They expect higher rates, which will also increase monthly payments. However, obtaining new credit accounts is crucial
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Sports FYI
Petrino says Arkansas assistant headed to UAB: Arkansas linebackers coach Reggie Johnson is leaving for Alabama-Birmingham. Razorbacks coach Bobby Petrino congratulated Johnson and Arkansas graduate assistants ...
Fri, 13 Jan 2012 00:49:23 -0800

Treasurer Shoffner, VISA team up to teach finance
That headline is not a joke. FINANCIAL FOOTBALL: Treasurer Shoffner promotes VISA game for students. Teaming up to promote a course in financial management to Arkansas public school students: * Arkansas Treasurer Martha Shoffner — whose campaign finance reports were a disaster just for starters and who's raised a number of questions about her handling of state investments. * VISA — a credit card ...
Fri, 27 Jan 2012 12:45:35 -0800

Title concerns yield new foreclosure dip
Many title insurance companies in Arkansas are refusing to issue policies in the sale of certain foreclosed-on properties, after a local U.S. Bankruptcy Court ruling in September called into question the validity of the homes’ titles.
Sun, 22 Jan 2012 03:43:25 -0800

Bueker seeks district judge’s seat
If elected, Bueker said he would like to make the district court more efficient and better for all involved.
Tue, 31 Jan 2012 10:51:15 -0800

Yarnell’s to return to stores by spring, new owner says
Schulze & Burch Biscuit Co. said in a news release Monday that work to re-open the Yarnell’s ice cream plant in Searcy “will begin immediately,” following a bankruptcy court ruling last week that finalized the Chicago-based company’s acquisition of the bankrupt Yarnell Ice Cream Co.’s assets.
Tue, 17 Jan 2012 03:10:53 -0800



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Filing bankruptcy is a stressful time in a person's life. Along with discharging your debts and gaining a fresh start, you may wonder if you will be able to buy a home after a bankruptcy. The answer is yes! Mortgage companies and online lenders are now offering home loans for those who have a bankruptcy on their credit report. Some lenders will even approve your loan as soon as one day after your bankruptcy has been discharged.Buying a home after bankruptcy is no longer impossible. There are many reasons a person chooses to file bankruptcy. The loss of a job,
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