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bankruptcy beauty
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Top Featured Story:
The Basics
I know most of you know about bankruptcy, for those of you that
do not, here are some basics. Generally, filing bankruptcy
allows people who are having financial difficulties to wipe out
their debts, which can provide them with a fresh financial
start. There are several events that can take place to force
people to take the path of filing for bankruptcy. Some events
may include divorce, unemployment, lawsuits, foreclosures and
credit card debt.
Bankruptcy serves two main purposes. It gives creditors a fair
share of the money that debtors can afford to pay back and it
gives debtors a fresh start. There are two ways in which
bankruptcy
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Related Articles:
Congress recently passed the most sweeping bankruptcy
legislation in more than twenty five years. The Bankruptcy Abuse
prevention and Consumer Protection Act was written to make it
harder for most personal bankruptcy filers to have their debt
swept away through a Chapter 7 filing. The new law will require
that potential bankruptcy filers pass a "means test" and most
will not qualify for the Chapter 7 filing.
Instead, they will have to file under Chapter 13, which requires
a court-defined repayment schedule of up to five years. This
legislation, considered by its detractors to be a "wet, sloppy
kiss" to the credit card companies, has many people justifiably
concerned
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