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The first thing required for successful communication - be it in sales or something else - is to find a common interest. Success is achieved when two individuals agree they have the same goal and are discussing which of them is going to do what in order for them to reach their common goal faster, easier and with greater certainty. If the person you are talking with feels, even slightly, that he has been cheated or that you took advantage of him - by him being your means to reaching your goals - he folds from the game. Often, this
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Thanks to the new bankruptcy reform laws, many Americans who are overburdened by their credit card debt will no longer qualify for Chapter 7 bankruptcy protection. However, consumers need to know that an alternative exists for people to walk away from 100% of that debt, without bankruptcy, consolidation, or refinancing. The program is applicable to all major credit cards, unsecured lines-of-credit, and signature loans. The process that is used to discharge debt is based off of U.S. Supreme Courts decisions, Title 15 United State Code (USC) section 1692, the Fair Debt Collections Practices Act, section 1601, the Fair Credit Billing Act, the Uniform Commercial Code (UCC), section 203, and numerous Banking
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